Wednesday, March 11, 2015

What Direction for Workers Compensation?

For the past several years workers compensation has been fairly stable in Colorado. I guess that is a good thing given that over the past 25 years or so I saw a downward spiral for workers benefits and claims. That is my opinion but I think anyone looking into it would conclude the same. Employers saw their cost of insurance go down which was no
surprise given the changes in workers compensation. Benefits went down when they were tied into impairment ratings. The battles seemed to be on medical issues and causality issues which did not address disability. As such I recall trying to move cases I had into the total disability area which generated higher settlements. But I always felt bad for the construction worker who loses his trade because of a hand or foot injury. I felt bad for not assessing overall disability when the focus became impairment. Well this problem was not limited to Colorado. Nationally there has often been efforts to restrict claims. In an article which was provided to me the story is extensively set forth. In The Demolition of Workers's Comp the author reviews this pattern of attack on workers benefits. It is a good read. I realize that business must control its costs in order to stay viable and employ its workers but I also see the injured worker as a cost of doing business which must be adequately protected. If not the cost is passed on to society and that means all of us. My view is that 100 years ago or so workers comp became important when we all realized that injured workers should not be an expense of society but should be an insurable expense for employers. So hopefully in the future direction for workers compensation we should all keep this in mind.


Edmond Vandergraff said...

Wow, this was a really interesting article. I agree that there should not be an attack on the workers benefits. We have to have some kind of savings left over in case someone gets in an accident. It just seems like the most fair thing to do.

cam thomson said...

Excellent tips. Really useful stuff .Never had an idea about this, will look for more of such informative posts from your side.. Good job...Keep it up
Colorado Workers Compensation Doctor

Toby Dennis said...

Thank you for your great post. It will be very helpful for us and It is really very informative piece of content regarding Workers Compensation